Rose is CCO of Restaurant Employee Safety. She was an H.R. manager for a 12 unit fast food franchise and Rose's restaurant safety program lowered the franchise's worker comp multiplier from 1.1315, and then it went to 0.9535, then 0.7014 and finally to 0.6. That year, the franchise earned a 40 percent claim free discount, which saved the company a hundred and eighty nine thousand dollars. So she's gonna give you the details of what all this stuff means.